Need an SBA loan for your daycare in Sunnyvale? Croftbrook Lending Group brokers SBA 7(a), equipment financing, working capital, and commercial real estate loans tailored to childcare centers, preschools, and home-based daycare providers throughout Sunnyvale, Mountain View, Cupertino, and surrounding cities.
Path one: apply directly to a single bank, wait weeks for a decision, then discover the program doesn't cover playground upgrades or licensing fees. Path two: work with Croftbrook Lending Group at 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA, call (408) 359-8343, and we shop your file across multiple lenders simultaneously, identifying which programs fund fastest and cover the full scope of your childcare project. Most Sunnyvale daycare operators choose the broker route because speed-to-funding determines whether you open for the fall enrollment wave or miss the season entirely.
Sunnyvale's median home price pushes working families to seek dual incomes, creating robust demand for infant and toddler care along corridors like Fair Oaks Avenue and El Camino Real. Yet lenders often hesitate: daycare revenue is tuition-dependent, staff turnover runs high, and California's Title 22 licensing requirements add upfront compliance costs that traditional underwriting models struggle to value. A licensed broker understands how to package your enrollment contracts, show recurring revenue stability, and pair programs, SBA 7(a) for build-out, equipment financing for cribs and kitchen appliances, working capital for payroll during ramp-up, so each dollar arrives when you need it.
Loan programs
For more on our full menu, visit our business loan programs in Sunnyvale hub or explore SBA 7(a) loans and equipment financing pages.
cover lease deposits, interior renovations, furniture, and working capital up to the SBA's maximum, with repayment terms that align with a childcare center's cash flow. Equipment financing funds playground structures, commercial kitchen gear, and HVAC systems required by county health inspectors.
We pre-qualify your scenario by phone, gather enrollment projections and licensing documents, then submit to lenders who specialize in childcare. Because we're a broker, not a lender, we have no incentive to steer you toward a single product. If an SBA 7(a) takes four weeks but you need playground equipment installed before summer camp starts, we'll layer in faster equipment financing. Our local presence means we understand Santa Clara County's Title 22 inspection timeline and can coordinate funding milestones around it.
A home-daycare provider in the Lakewood neighborhood wanted to convert her garage into a licensed toddler room, add a fence, and purchase six cribs. She called Croftbrook at (408) 359-8343. We brokered a combined package: an SBA 7(a) for the renovation and fence, equipment financing for the cribs and safety gates, and a small working-capital advance to cover her first payroll. Funding closed in three weeks, and she opened in time for fall enrollment. Learn more about our reach in our service areas or return to our Sunnyvale commercial lending overview.
Serving the Sunnyvale area
We know which lenders fund which kinds of Sunnyvale businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
