About Croftbrook Lending Group, Sunnyvale Commercial Loan Brokers

About Croftbrook Lending Group

A local broker in your corner

We know which lenders fund which kinds of Sunnyvale businesses, and we position your file where it fits.

One local broker, many lenders, and no cost to apply.

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Croftbrook Lending Group in Sunnyvale, CA

Who is Croftbrook Lending Group?

Croftbrook Lending Group is a licensed commercial loan broker serving Sunnyvale, CA and the surrounding Silicon Valley corridor. We connect business owners with lenders who offer SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and more. Our model focuses on speed-to-funding: we submit your file to multiple lenders simultaneously, saving you weeks of back-and-forth and letting you compare real offers before committing.

Looking for a commercial loan broker in Sunnyvale who can explain your options without selling you a single product? That's the question business owners ask when they're tired of chasing bank appointments or filling out applications that disappear into underwriting black holes. Croftbrook Lending Group answers it by acting as your advocate, not the lender's sales team. We work from 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA, and our phone is (408) 359-8343.

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Two Paths to Business Funding in Sunnyvale

Path one: you call a bank directly. You wait for an appointment, submit documents, and three weeks later learn you don't meet their credit-score threshold or your collateral mix doesn't fit their box. You start over with another bank.

Path two: you call a commercial loan broker in Sunnyvale. We review your situation once, submit your package to five or ten lenders who compete in your industry and loan size, and you receive multiple term sheets within days. You choose the offer that balances rate, speed, and covenants. That's the broker advantage, and it's why companies along the El Camino Real tech corridor and the older manufacturing blocks near Moffett Federal Airfield turn to Croftbrook when time matters.

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Brokers earn a finder's fee from the lender after closing, so most Sunnyvale businesses pay no upfront origination charges. You gain access to regional banks, credit unions, online platforms, and specialty finance companies you'd never find on your own. We handle the paperwork, translate underwriting requests, and keep every party moving toward a close date.

Why Sunnyvale Businesses Choose a Broker Model

Sunnyvale sits at the heart of Silicon Valley, home to legacy tech campuses, advanced-manufacturing shops, and a wave of SaaS startups leasing space in the North Sunnyvale innovation district. Speed-to-funding decides whether you win a lease, hire the engineering team before a competitor does, or acquire inventory for a product launch.

Business funding advisors in Sunnyvale understand that a hardware prototype company needs different loan structures than a contract manufacturer serving aerospace clients or a restaurant group expanding from Murphy Avenue into Campbell. A single-product lender will either approve you or decline you. A broker fans out your file, matching your revenue model and collateral to the lenders most likely to say yes quickly.

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Our local expertise also means we know the nuances that matter. We understand why a company near Lockheed Martin's campus may pledge receivables differently than a retail business on South Murphy Avenue. We recognize that Sunnyvale's commercial real estate prices and lease terms shape how much working capital you'll need after signing. These details accelerate underwriting because we frame your story in language each lender's credit committee already speaks.

How it works

Who We Help and How We Work

We serve established businesses and newer ventures across Sunnyvale, Mountain View, Cupertino, Los Altos, Alviso, Los Altos Hills, Saratoga, Campbell, Palo Alto, East Palo Alto, and Milpitas. Typical clients include:

- Manufacturers and distributors who need equipment financing or inventory lines before peak season. - Professional-service firms seeking working capital to bridge long payment cycles on government or enterprise contracts. - Retail and hospitality operators expanding locations or renovating storefronts along Sunnyvale's main commercial strips. - Tech companies buying office condos or refinancing to pull equity out for R&D.

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Our process is straightforward. You call (408) 359-8343 or visit our office at 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA. We ask about revenue, time in business, use of funds, and how fast you need the money. We assemble your financial summary and submit it to our network. Lenders respond with preliminary terms, we negotiate details, and you pick the offer that fits. From first call to funding often takes two to three weeks for SBA 7(a) loans, faster for working capital or invoice factoring.

Because we're a local loan broker in CA, you can meet face-to-face, walk through term sheets together, and get answers the same day. That personal access matters when you're comparing a bank's five-year fixed rate against an online lender's six-month draw period.

Learn more about the cities we serve or return to our Sunnyvale commercial lending hub for program details.

What Sets Croftbrook Apart

Speed-to-funding threads through everything we do. Other brokers batch submissions weekly; we push your file the day documents are complete. We maintain live relationships with underwriters, so a quick call often resolves a question that would otherwise cost two days of email lag.

We also refuse to fabricate approval odds or quote interest rates we can't deliver. Compliance and transparency build trust, and trust keeps clients coming back when they need their next round of growth capital. You'll never hear us promise a rate until a lender puts it in writing, and we'll always explain which fees the lender charges versus any broker compensation.

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Finally, our Sunnyvale roots mean we understand the pace of business here. A hardware startup racing toward a trade-show demo has different timing than a family-owned machine shop planning succession. We calibrate our lender selection and document requests to match your calendar, not ours.

Common questions

About Croftbrook Lending Group

Is Croftbrook Lending Group a direct lender or a broker?+
We are a licensed commercial loan broker. We do not lend our own capital. Instead, we connect Sunnyvale businesses with banks, credit unions, and specialized finance companies, then guide you through underwriting and closing. Lenders pay us a placement fee after funding, so most clients pay no upfront broker charges.
What geographic area does Croftbrook serve?+
We work throughout Sunnyvale and nearby communities including Mountain View, Cupertino, Los Altos, Alviso, Los Altos Hills, Saratoga, Campbell, Palo Alto, East Palo Alto, and Milpitas. Our office is at 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA. Call (408) 359-8343 to confirm we cover your location.
How long does it take to receive funding through a broker?+
Speed-to-funding varies by loan type. Invoice factoring and short-term working capital can close in three to seven business days. SBA 7(a) loans typically take two to four weeks. Commercial real estate financing may require four to six weeks for appraisal and title work. We prioritize the fastest qualified lenders for your situation.
Do I pay fees to work with Croftbrook?+
Most clients pay no upfront origination fee to Croftbrook. Lenders compensate us after your loan funds. You will pay standard lender closing costs, which we disclose in writing before you sign. We never add hidden broker fees on top of the lender's published charges.
What experience does Croftbrook have in Sunnyvale?+
Our team has placed loans for businesses across Sunnyvale's diverse economy, from tech startups near Moffett Park to multi-generation manufacturing firms along the Tasman Drive industrial corridor. We understand local real estate cycles, the mix of venture-backed and bootstrap companies, and how seasonal cash flow affects different industries here.
Can Croftbrook help if my bank already declined my application?+
Yes. Banks decline applications for many reasons: loan size too small, industry outside their focus, or collateral mix that doesn't fit their models. As business funding advisors in Sunnyvale, we reposition your story and submit to lenders who specialize in your profile. A bank's "no" does not mean every lender will decline.
How do I start the conversation with Croftbrook?+
Call (408) 359-8343 or stop by 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA during business hours. Bring recent financials if you have them, or simply share your funding goal and timeline. We'll outline which programs fit and what documents lenders will request. Contact us to schedule a meeting or begin your application today., Ready to compare real loan offers instead of guessing which bank might say yes? Croftbrook Lending Group brings Sunnyvale business owners the broker advantage: multiple lenders, one application, and a local team that prioritizes your speed-to-funding. Call (408) 359-8343 or visit us at 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA to start the conversation.

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