Invoice factoring
Invoice factoring means selling your outstanding receivables to a factoring company for most of their value up front, with the balance later. Unlike a loan you repay, this advances money you have already earned. Croftbrook Lending Group compares factoring against borrowing so you choose what fits your books.
For Los Altos Hills firms that bill and then wait, factoring turns paperwork into cash. A design-build contractor working hillside lots off Page Mill Road often invoices after milestones, leaving payroll and material costs to float. Factoring those invoices frees money without adding new debt.
Los Altos Hills is estate-scale, and many local vendors invoice property owners, managers, or larger firms on net terms. An estate-maintenance company near Moody Road or a specialty trade serving homes along the Interstate 280 corridor can wait weeks for payment. Factoring bridges that lag so the business keeps running while receivables clear.
Rather than signing with the first factor you find, you let us compare structures. Croftbrook Lending Group matches your receivables to factoring providers whose terms and advance timing fit, and weighs that against other options. That comparison-first approach keeps speed-to-funding at the forefront.
Take a Los Altos Hills landscape firm carrying several unpaid commercial invoices before a busy season. We would compare factoring against a business line of credit so the owner sees receivable-based cash versus a flexible reserve.
Learn more on the Los Altos Hills business loan hub, the main invoice factoring page, and the Sunnyvale city hub.
Common questions
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