Are you searching for hotel loans in Sunnyvale to acquire, renovate, or refinance a hospitality property? Croftbrook Lending Group is a licensed commercial-loan broker serving Sunnyvale, Mountain View, Cupertino, and surrounding Silicon Valley cities.
Hotel financing differs sharply from standard commercial real estate because lenders underwrite both the property and the operating business. In Sunnyvale, where corporate travel drives weekday occupancy and tech conferences create revenue spikes, lenders scrutinize RevPAR, ADR, and debt-service-coverage ratios before committing capital. A broker who understands hospitality metrics can present your application in the language lenders expect, shortening underwriting cycles and improving your odds of approval. Without that expertise, your file may stall in committee while competing buyers lock in properties.
Loan programs
We broker access to multiple hotel financing options tailored to acquisition, construction, renovation, and cash-flow needs. SBA 7(a) loans suit owner-operators purchasing existing motels or boutique hotels, offering long amortizations and lower down payments than conventional hotel loans mortgage products. Commercial real estate loans work for stabilized properties with two years of operating history, while hotel bridge loans provide short-term capital for repositioning or pre-stabilization phases. For operators managing seasonal gaps between high-occupancy periods, working capital lines smooth payroll and vendor payments. We also connect clients to USDA hotel loans in eligible rural-adjacent zones and invoice factoring for properties awaiting group-booking receivables. Each program carries distinct speed-to-funding timelines, and we map the fastest route based on your operating profile and collateral.
As a broker, we submit your file simultaneously to multiple lenders, compare term sheets, and negotiate on your behalf. We pre-package financials, trailing twelve-month profit-and-loss statements, STR reports, and property-condition assessments so underwriters have every data point at first review. That preparation cuts weeks from the approval process. We also advise on timing: if your occupancy dips in January, we may recommend submitting in Q3 when your numbers peak. Our office at 2060 Walsh Ave, Santa Clara, CA 95050, Sunnyvale, CA puts us minutes from properties along Mathilda Avenue and Central Expressway, so we can tour sites with you and understand the local competitive set before lenders ask.
A family partnership wanted to buy a 68-room extended-stay hotel two blocks from Moffett Federal Airfield to serve NASA contractors and Google commuters. The seller demanded a 45-day close, but the buyers' bank required six months of post-closing operating reserves they couldn't liquid. We structured a blended solution: an SBA 7(a) loan covering 85 percent of the purchase price and a short-term equipment financing line for furniture-fixture-and-equipment upgrades. The buyer closed in 38 days, preserved working capital, and opened at 72 percent occupancy within sixty days.
Serving the Sunnyvale area
We know which lenders fund which kinds of Sunnyvale businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
